Deposit and lending products from WA Bank, with the rates and terms shown in the core banking catalogue.
Headline-rate term deposit with a choice of interest payment frequency and balance-tiered pricing. Interest may be taken monthly, quarterly, half-yearly, annually or at maturity; terms beyond 12 months compound annually where interest is left to maturity.
| Term | At maturity $5,000+ |
At maturity $250,000+ |
Monthly | Quarterly | Half-yearly | Annually |
|---|---|---|---|---|---|---|
| 3 months | 4.60% | 4.75% | 4.50% | — | — | — |
| 6 months | 5.05% | 5.20% | 4.95% | 5.00% | — | — |
| 9 months | 5.35% | 5.50% | 5.25% | 5.30% | — | — |
| 12 months | 5.20% | 5.35% | 5.10% | 5.15% | 5.175% | — |
| 24 months | 4.95% | — | 4.85% | 4.90% | — | 4.925% |
| 36 months | 4.80% | — | 4.70% | — | — | 4.775% |
| 60 months | 4.70% | — | — | — | — | 4.675% |
All rates are per annum. A dash means that payment frequency isn't offered for that term.
EnquireVariable rate home loan with offset and redraw.
6.15% p.a. variable — BBSW + 2.50%
Comparison rate 6.19% p.a. — Comparison rate based on a loan of $150,000 over 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fixed rate home loan with a 3-year fixed period.
6.29% p.a. fixed for 3 years
Comparison rate 6.44% p.a. — Comparison rate based on a loan of $150,000 over 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Variable rate home loan with an interest-only period.
5.89% p.a. variable — BBSW + 2.25%
Comparison rate 5.93% p.a. — Comparison rate based on a loan of $150,000 over 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Unsecured personal loan at a fixed rate.
8.99% p.a. fixed
Comparison rate 9.69% p.a. — Comparison rate based on a loan of $30,000 over 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Variable rate business loan with an interest-only period.
7.50% p.a. variable — BBSW + 3.00%
Business-purpose credit. No comparison rate is required — the National Credit Code applies to credit for personal, domestic or household purposes.
AUD agribusiness loan for regional farming and pastoral operations.
7.25% p.a. variable — BBSW + 2.75%
Business-purpose credit. No comparison rate is required — the National Credit Code applies to credit for personal, domestic or household purposes.
*Illustrative rates and fees from the WA Bank core banking catalogue, shown for demonstration only. They are not an offer, are not available for subscription, and are not protected by the Financial Claims Scheme — WA Bank is not an ADI. In a live product, withdrawing a term deposit before maturity would reduce the interest earned; variable rates would be set off the nominated benchmark plus the margin shown and move with it; and lending would be subject to credit approval, terms, conditions and fees.